Re the bank, you get paid for posting subjects, £2 I think, and £1 for posting replies, this can be put in the bank to earn interest

, I've not used the other links ( so can not be sure )but they are; sticky thread, create a useful post which will stay at the top of the board and custom title, rather than senior/ junior member? I think?
Also on the link bar is new posts, click on it to see all the posts that have been placed since your last visit.